Our programmes

Three courses. One direction.

Each Tea Ledger programme is complete in itself. Choose the one that matches where you are, and how much time you want to give the process.

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Our methodology

How Tea Ledger programmes work.

Every Tea Ledger course follows the same underlying structure: begin with personal context, move toward research and analysis, and return to the personal with new clarity. This arc is not rushed. Modules are spaced to allow what has been discussed to settle before the next layer is added.

In practice, this means early sessions involve more writing and personal reflection; middle sessions involve more group discussion and research content; later sessions bring these together into something individually useful rather than generically informative.

Personal Context

Your story first

Research & Patterns

Naming what is there

Integration

Useful clarity

4 Weeks · HKD 1,580

Financial Mindfulness Basics

For adults 40 and above who want to look at their financial habits and assumptions with gentler attention — the financial equivalent of noticing what is already in one's cup before deciding to refill it.

What you will cover

Reviewing the stories carried about money from earlier life

Recognising patterns of decision-making under low and high stress

Building a weekly practice of quiet financial awareness

No spreadsheets or apps required — attention is the tool

Session format

2 hours per week · Group of up to 12 · Central, Hong Kong · All materials included

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6 Weeks · HKD 2,380

Behavioural Patterns in Midlife Finance

A six-week programme drawing on accessible behavioural research to help midlife learners notice the patterns that most affect their financial decisions. The programme emphasises awareness as a form of protection rather than technique as a form of control.

What you will cover

Loss aversion — how the weight of loss distorts otherwise sound thinking

Anchoring — the role of the first number seen in shaping all subsequent judgements

Mental accounting — how money gets sorted into imaginary compartments

Local Hong Kong household finance illustrations throughout

Session format

2 hours per week · Group of up to 12 · Central, Hong Kong · All materials included

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Integrated Mindfulness and Financial Planning

10 Weeks · HKD 3,080

Integrated Mindfulness & Financial Planning

A ten-week programme that brings together reflective practice and structured planning. Each participant develops a written "financial life reflection" document accompanied by concrete planning appendices — something to keep and return to.

What you will cover

The slow review of values and priorities as they stand now in midlife

Integration of that review into spending, saving, and investing decisions

The practice of revisiting financial questions periodically, not in crisis

Produced: a written financial life reflection with planning appendices

Session format

2 hours per week · Group of up to 12 · Central, Hong Kong · All materials included

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Choosing a course

Which programme suits you?

All three courses are self-contained. Many participants begin with the four-week Basics course and return for a deeper programme. There is no prerequisite and no fixed sequence.

Feature	Basics	Behavioural	Integrated
Duration	4 weeks	6 weeks	10 weeks
Investment	HKD 1,580	HKD 2,380	HKD 3,080
Personal reflection focus
Behavioural research modules	—
Structured planning component	—	—
Written personal document produced	—	—
Best for	First step, explorers	Pattern-seekers	Comprehensive review

How we operate

Standards shared across all courses.

Privacy and Discretion

Financial information shared in sessions stays in the room. All participants agree to mutual confidentiality before the first session.

No Financial Advice Given

Tea Ledger is an education practice. Sessions do not constitute financial advice. Participants are encouraged to consult licensed advisers for personal recommendations.

Evidence-Based Material

All content references established research. Sources are cited in materials. The curriculum is updated annually to reflect developments in the field.

English Language Sessions

All Tea Ledger programmes are conducted in English, with supplementary materials available in Traditional Chinese for reference purposes.

Predictable Scheduling

Intake dates are published three months in advance. Session dates within each programme are fixed at enrolment, allowing proper planning around work commitments.

Cancellation Policy

Participants who need to withdraw more than fourteen days before a course begins receive a full credit toward a future intake. We treat genuine circumstances with flexibility.

Investment

Course pricing.

4-Week Programme

Financial Mindfulness Basics

HKD 1,580

All materials included · No hidden fees

4 weekly sessions (2 hrs each)
Course workbook and readings
Follow-up session within 3 months
Small group (max 12)

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Behavioural Patterns

HKD 2,380

All materials included · No hidden fees

6 weekly sessions (2 hrs each)
Course workbook and research notes
Follow-up session within 3 months
Small group (max 12)

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10-Week Programme

Integrated Planning

HKD 3,080

All materials included · No hidden fees

10 weekly sessions (2 hrs each)
Workbook, readings and planning tools
Written financial life reflection document
Follow-up session within 3 months

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Take the next step

Not sure which course to begin with?

Send us a message. We will ask a few questions and help you decide which programme fits where you are right now.

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